Question 1

What does Intercap Services do?

Accepted Answer

Intercap Services is a passive debt buyer. We purchase consumer and commercial portfolios outright, providing sellers with immediate liquidity and certainty, while outsourcing servicing to trusted third-party agencies.

Question 2

Do you service or collect on accounts directly?

Accepted Answer

No. Intercap does not engage in direct collections or contingency servicing. All portfolio management is handled by carefully vetted and compliant third-party agencies and servicers.

Question 3

What types of portfolios do you purchase?

Accepted Answer

We focus on installment loans, credit card debt, and commercial loan portfolios. We also evaluate specialty portfolios on a case-by-case basis.

Question 4

How quickly can a sale be completed?

Accepted Answer

Our process is designed for speed and transparency. Depending on the size and complexity of the portfolio, transactions can be reviewed, priced, and closed in as little as a few days.

Question 5

I am a consumer and my account was sold to Intercap. Who do I contact?

Accepted Answer

Intercap Services does not collect directly from consumers. If your account has been sold to us, it is managed by one of our trusted third-party agencies or servicers. Please refer to any correspondence you have received for the correct contact information, or contact us and we will direct you to the appropriate agency.

Question 6

Why should I sell my portfolio to Intercap?

Accepted Answer

Intercap provides sellers with a clean, straightforward exit. We purchase portfolios outright — no contingency, no drawn-out servicing — and fund transactions quickly. Our passive model, combined with trusted third-party partners and strong compliance oversight, ensures reliability and peace of mind in every deal.