Where Distressed Debt Meets Opportunity

Who We Are

Intercap Services is a passive debt buyer. We acquire portfolios for long-term value and rely on a select network of trusted third party servicing partners to manage recoveries.

What We Offer

We provide sellers with immediate liquidity and certainty. By outsourcing to proven third-party professionals, we combine stability in ownership with efficiency in execution.

Trusted By Lenders

Providing certainty when portfolios become a challenge.

We understand the challenges lenders face with distressed debt. Intercap provides a straightforward solution: we buy portfolios directly, reduce risk exposure, and create space for stronger financial performance.

About Us

Our Services

Intercap Services delivers expertise in debt acquisitions, sales, evaluations, and strategic consulting.

Debt Acquisitions

We leverage industry insight to access and analyze top-tier debt portfolios, uncovering prime recovery opportunities.

Debt Sales

Our trusted network of buyers, sellers, and brokers enables efficient, compliant portfolio sales.

Portfolio Evaluation

We use data-driven insights to uncover value and reduce risk in every portfolio.

Consulting

We assist lenders in strategizing the optimal solutions for their charged off receivables.

Turning Debt Into Opportunity

INTEGRITY

Every deal built on honesty and accountability

COMPLIANCE

Adhering to strict industry and regulatory standards

STABILITY

Long-term focus, not short-term gains

TRUST

Respected partner to institutions nationwide

Portfolios We Acquire

Installment Loans

We purchase unsecured charged off consumer installment loan portfolios of all sizes, offering sellers a clean exit while positioning ourselves for long-term portfolio performance.

Credit Cards

From major issuers to regional lenders, we acquire charged-off and non-performing credit card accounts, bringing clarity and finality to institutions managing revolving debt exposure.

Commercial Loans

Intercap acquires small business and corporate loan portfolios, giving lenders a straightforward solution to offload underperforming assets and rebalance their portfolios.

Retail Debt

We purchase retail and lease-to-own portfolios, including accounts tied to consumer goods. Our approach brings efficiency and certainty to these specialty assets.

Process

The simple method behind our success

Portfolio Review

We assess the portfolio details quickly and clearly.

Fair Valuation

Transparent pricing backed by data and experience.

Agreement and Closing

Straightforward contracts with efficient deal execution.

Forward Flow

Ongoing purchases provide consistency and long-term partnership.